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repairing my Sinkhole Damaged
Property in florida
 Under Florida law, when an insurance company confirms the presence of sinkhole activity, it must pay for repairing a sinkhole damaged home. If the cost of the sinkhole repairs exceeds the amount of your policy limits, which does happen, the insurance company must either pay the actual amount — even if it is above your insurance policy limits — or pay you the limits of the policy and walk away.
To stabilize the land, the insurance company must pay to grout the soil. This is accomplished by injecting a cement-based material around the perimeter of the home and to an appropriate depth beneath it. While "grout only" repairs are usually suggested by insurance companies, they often fail. This is because the upper 10 to 15 feet of soil is unaffected by grout unless special material is used (and it often is not). The preferred and more successful way of stabilizing the home involves adding underpins beneath the home, which realign the home and protect it from further damage.
What if insurance balks at paying to repair your home?
Many times your insurance company will try to push you into the cheaper and less successful way of "fixing" the home. Mr. Wells, founder of Wells Law Group, has over 25 years of experience fighting major insurance companies and making sure you receive the coverage that you deserve. We go to great lengths to ensure that you are treated fairly and that your claim evaluation is conducted by a neutral, third-party engineer. We are well familiar with the ins and outs of sinkhole claims and will be happy to assist you with your claim.
We serve most areas of Florida including Tampa, Clearwater, Brandon, St. Petersburg, Tarpon Springs, Seminole, Pinellas Park, New Port Richey, Safety Harbor, Wesley Chapel, Bartow, Brooksville, Plant City, Gainesville, Ocala, Lake City, Starke, Holiday, Inverness, Wildwood, Lake Mary, Live Oak, Alachua, Leesburg, Lakeland, Winter Park, Winter Haven, Orlando, Sarasota, Ft. Myers, Bradenton, Palm Harbor, Spring Hill, Clermont, Haines City, Lake Wales, Ocoee, Deltona, Palatka, Sanford, Deland, Watertown, High Springs, Newberry, Waldo, Suwannee, Jasper, Homosassa Springs, Belleview, Crystal River, Auburndale, Avon Park, Chiefland, Flagler, Mulberry, Longwood, Hastings, Stuart, St. Augustine, Wauchula, Largo, Madeira, Indian Rocks, Dunedin, Riverview, Lithia, Apollo Beach, Lutz, Land O Lakes.
Serving: All of Florida, including Pinellas, Hillsborough, Polk, Highlands, Hernando, Lake, Orange, Seminole, Volusia, Marion, Putnam, Flagler, St. Johns, Clay, Alachua, Union, Bradford, Columbia, Dixie, Gilchrest, Hamilton, Suwannee, Lafayette, Taylor, Madison, Jefferson, Leon, Wakulla, Jackson, Washington, Holmes, Citrus, Manatee, Lee, Charlotte, Sarasota, Osceola, Hardee, Sumter, Levy Counties.
Wells Law Group Frequently Asked Questions
 For more Frequently Asked Questions about insurance sinkhole disputes visit our main Wells Law Group website.
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